interest free balance transfer credit cards questions to ask before signing up : Mon, 16 Nov 2015 13:57:28 -0500 - Grace Chang graduated from college debt-free. It wasn’t until she began working full time that she started using credit cards, and eventually ran up a balance of $4,000.  At first, monthly expenses like gas and groceries were easy to pay off in full. But after a few unexpected medical expenses and car repairs, it became harder to put a dent in the balance. “I also love traveling, and have been traveling a lot in the past year with my boyfriend, so that doesn't help,†says Chang. Â
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